We work with:
LICENCED AGENTS
P&C BROKERS
FEE BASED FINANCIAL PLANNERS
ACCOUNTANTS & CPAs
ESTATE ATTORNEYS
I have been working with Rich Virsera for several years. His familiarity with the Long Term Care market, government programs and current events has provided me with added insight in guiding my clients through their product selection choices. Requests for product information are always satisfied in a timely manner. Rich goes out of his way to give attention to every detail and question. I definitely recommend his services.
B. Auletta CLTC
While working with Richard for the past 3 years, I’ve found his services are of a very high caliber. He always makes himself available for all business matters no matter AM or PM. He taught me all I know in the LTC insurance industry including all changes in the market as well as changes on how the government is involved and why LTC insurance is your only secure solution. He also taught me a sales process that is very successful and has even helped me in sales in other products. Ii would recommend you to try Richard once and you’ll see what value he adds.
A. Israel CLTC
Thank you for your professional guidance in helping me to sell 2 Genworth LTC insurance policies. You were always able to answer the many, many questions that both I and my clients asked about Genworth and the other carriers in the market place. You provided me with many different permutations of various scenarios, and you responded quickly! I felt very comfortable with your expertise. I certainly would not hesitate to seek your assistance in selling other LTC insurance policies.
M. Wise CLU, ChFC, MBA
Rich Virsera has truly enhanced my LTC practice. I have found his information of the marketplace to be technically proficient, broad and extremely thorough. The LTC market seems to be a moving target these days with companies exiting the marketplace and changing their policy benefits frequently. I have found that Rich really keeps up with all these changes so I can concentrate on my clients. His service in getting policies issued is first rate. I truly would not want to be in this business without his knowledge and support behind me.
K. Chazen CLTC
Working with Rich on my client’s LTC needs has been invaluable. I guess we have worked on cases that varied greatly and he provided the help I needed every time. There were cases where I just gave him the name and he did the rest. There were cases we went together and there were cases that you constructed the case design and guided me step by step in how to approach my client’s best needs. Personally, I feel that LTC insurance is truly the missing piece to so many client’s portfolios.
M. Perinelli CLTC
Richard’s knowledge in the LTC insurance field, I found was more helpful than any wholesaler I’ve worked with. His knowledge of LTC insurance and the issues that surround it such as contract verbiage, and underwriting standards strengthens our credibility when sitting with clients. Understanding the reality of the LTC market and the long-term ramifications in the Medicaid program helps give the clients an understanding of the importance of the product and allows them to understand why proper planning is so important.
A. Fried Financial Advisor
Let me first say that you continue to be a very valuable resource not only to me but our entire firm. Your expert knowledge of the LTC market in my opinion is second to none. You have always been very cooperative, informative and professional. For clients who may be more sophisticated and desire alternative plans, with all the product nuances, as well as industry norms and government issues, you have been a resource. On all cases we have done or talked about, I have been quite comfortable due to your good business ethics and integrity. Both my clients and I have been extremely pleased and thank you for your valuable contribution.
S. Harrigan MBA LUTCF
Rich has helped me sell LTC insurance to clients of mine who were not initially motivated to buy. My clients were impressed by his level of expertise about this product. Their policies are still in force. Rich not only knows my core LTC insurance product, but he is also well versed on all available plans. My clients appreciate that Rich shops for the best product in the marketplace that meets their needs and budget.
R. Fava LUTCF ChFC CLTC